Americans 65+ are eligible for more government programs than any other age group. Most seniors are missing at least one major benefit they're entitled to.
Key Programs for Seniors
Medicare Savings Programs — States pay Medicare premiums (up to $174.70/month), deductibles, and copayments for low-income seniors. 4 levels of assistance. Millions of eligible seniors are not enrolled.
Extra Help / Low Income Subsidy (LIS) — Helps pay Medicare Part D prescription drug costs. Saves $5,000+/year for eligible seniors. Income limit: $22,590 single / $30,660 married.
SNAP for Seniors — Food assistance for seniors. Income limits are often higher for seniors due to medical expense deductions. Average benefit: $100–$200/month.
LIHEAP — Energy bill assistance. Seniors are a priority population in most states.
SSI (Supplemental Security Income) — Monthly income for seniors with limited income and resources. Maximum: $943/month single, $1,415/month couple.
Property Tax Relief — Most states offer property tax exemptions or freezes for seniors 65+. Check with your county assessor — often worth $1,000–$5,000/year.
Senior-Specific Resources
- SHIP (State Health Insurance Assistance Program) — Free Medicare counseling in every state. Call 1-800-MEDICARE.
- Area Agency on Aging — Local offices connecting seniors to benefits, meals, transportation, and in-home care. Find yours at eldercare.acl.gov.
- BenefitsCheckUp (NCOA) — Additional screening tool for senior-specific programs.