ABLE Account Program

Administered by IRS / State ABLE Programs · ablenrc.org

Tax-advantaged savings accounts for people with disabilities. Funds can be used for qualified disability expenses without affecting SSI/Medicaid eligibility.

Eligibility requirements

✓Disability onset before age 26 (expanded to before 46 in 2026)
✓Receiving SSI/SSDI or meet disability certification criteria

Insider tip

ABLE accounts protect your savings from affecting SSI asset limits (normally $2,000). The age-of-onset limit expanded to age 46 in 2026 — millions more people now qualify.

How to apply

Apply directly on the official website. GrantLantern does not process applications — we link you directly to the source.

Apply at ablenrc.org →

Opens the official source. GrantLantern is not affiliated with this program.

Program details sourced from official government and agency websites. Eligibility is determined by the administering agency — not GrantLantern. Verify current requirements at the official source before applying.

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