Texas Over-65 and Disabled Homeowner Property Tax Benefits

Administered by Texas Comptroller of Public Accounts · comptroller.texas.gov

Three stacked benefits for Texas homeowners age 65+ or with a qualifying disability. (1) Additional $60,000 school district homestead exemption on top of the standard $140,000 (combined $200,000 off school taxable value), raised from $10,000 in November 2025. (2) School Tax Ceiling - freezes the school district portion of your tax bill at the level paid in the year you turned 65 or became disabled. The frozen amount stays put even if appraised values or rates rise, and transfers to a surviving spouse age 55+. (3) Many counties and cities offer additional optional senior/disabled exemptions ($3,000 minimum). Combined annual savings frequently exceed $2,000 to $3,500.