Florida Assist Second Mortgage

Administered by Florida Housing Finance Corporation · floridahousing.org

Deferred, 0% interest second mortgage of up to $10,000 for down payment and closing cost assistance. No monthly payments required. Repayment is deferred until the home is sold, refinanced, or the primary mortgage is paid off. Available through Florida Housing Finance Corporation participating lenders.

Eligibility requirements

✓Must be a first-time homebuyer (no home ownership in past 3 years)
✓Must use a Florida Housing Finance Corporation first mortgage
✓Minimum credit score 640
✓Income and purchase price limits apply by county
✓Must complete a HUD-approved homebuyer education course.

How to apply

Apply directly on the official website. GrantLantern does not process applications — we link you directly to the source.

Apply at floridahousing.org →

Opens the official source. GrantLantern is not affiliated with this program.

Program details sourced from official government and agency websites. Eligibility is determined by the administering agency — not GrantLantern. Verify current requirements at the official source before applying.

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