Florida Assist Second Mortgage
Run by Florida Housing Finance Corporation, a state agency
Deferred, 0% interest second mortgage of up to $10,000 for down payment and closing cost assistance. No monthly payments required. Repayment is deferred until the home is sold, refinanced, or the primary mortgage is paid off. Available through Florida Housing Finance Corporation participating lenders.
- Award
- $0–$10,000
- Deadline
- Rolling
- Run by
- Florida Housing Finance Corporation
- State
Who it's for
- Must be a first-time homebuyer (no home ownership in past 3 years)
- Must use a Florida Housing Finance Corporation first mortgage
- Minimum credit score 640
- Income and purchase price limits apply by county
- Must complete a HUD-approved homebuyer education course.
Florida Housing Finance Corporation decides who gets help.
How to apply
You apply on the program's own website. GrantLantern doesn't process applications. We link you straight to the source.
Apply at floridahousing.orgOpens in a new tab. GrantLantern is not affiliated with this program.
Florida Assist Second Mortgage is one option. What else may help?
Many households qualify for more than one program. Answer a few questions to see what else you may qualify for.
Check what I may qualify forFree. No account needed. Your answers are never sold or shared.
Where this comes from
Details are based on the program's official information. Florida Housing Finance Corporation decides who is eligible, not GrantLantern. Check current requirements on their site before you apply.