State programHousingNorth Carolina only

NC Home Advantage Mortgage + Down Payment

Run by NC Housing Finance Agency, a state agency

Below-market rate mortgages with down payment assistance for NC homebuyers.

Award: Up to 3% of loan as down payment
Deadline: Rolling
Run by: NC Housing Finance Agency; State

Who it's for

NC resident
Income ≤$134,000
640+ credit score
Purchase price limits apply

NC Housing Finance Agency decides who gets help.

How to apply

You apply on the program's own website. GrantLantern doesn't process applications. We link you straight to the source.

Apply at nchfa.com

Opens in a new tab. GrantLantern is not affiliated with this program.

NC Home Advantage Mortgage + Down Payment is one option. What else may help?

Many households qualify for more than one program. Answer a few questions to see what else you may qualify for.

Check what I may qualify for

Free. No account needed. Your answers are never sold or shared.

Where this comes from

Details are based on the program's official information. NC Housing Finance Agency decides who is eligible, not GrantLantern. Check current requirements on their site before you apply.

Other help with housing

NC Home Advantage Mortgage + DPANCHFA's NC Home Advantage Mortgage provides competitive mortgage rates plus down payment...HUD Down Payment & Homebuyer AssistanceHUD-approved programs provide down payment assistance, closing cost help, and below-market...HOME Investment Partnerships ProgramThe largest federal block grant for affordable housing. States and localities use funds...