SBA Microloan Program

Administered by Small Business Administration · sba.gov

Low-interest microloans for small businesses and nonprofits through SBA-approved intermediary lenders. Especially helpful for startups, women, minorities, and low-income entrepreneurs.

Eligibility requirements

✓For-profit small business
✓Not currently eligible for bank loans
✓Complete lender's requirements (vary by lender)

Insider tip

SBA microloan lenders are community-based and often approve businesses that traditional banks reject. Many also offer free mentoring and business training as part of the loan package.

How to apply

Apply directly on the official website. GrantLantern does not process applications — we link you directly to the source.

Apply at sba.gov →

Opens the official source. GrantLantern is not affiliated with this program.

Program details sourced from official government and agency websites. Eligibility is determined by the administering agency — not GrantLantern. Verify current requirements at the official source before applying.

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