CA IBank Small Business Finance Center

Administered by California Infrastructure & Economic Development Bank · ibank.ca.gov

IBank's Small Business Finance Center provides loan guarantees and direct loans for CA small businesses that can't access conventional financing — especially those in underserved communities.

Eligibility requirements

✓CA-based small business
✓Unable to get conventional bank financing
✓For-profit or nonprofit
✓1–750 employees

Insider tip

IBank's guarantee can unlock loans from partner lenders that would otherwise decline you. Apply to both simultaneously — the guarantee makes lenders much more likely to say yes.

How to apply

Apply directly on the official website. GrantLantern does not process applications — we link you directly to the source.

Apply at ibank.ca.gov →

Opens the official source. GrantLantern is not affiliated with this program.

Program details sourced from official government and agency websites. Eligibility is determined by the administering agency — not GrantLantern. Verify current requirements at the official source before applying.

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