TSAHC Homes for Texas Heroes Home Loan Program

Administered by Texas State Affordable Housing Corporation (TSAHC) · tsahc.org

Down payment assistance and 30-year fixed rate mortgage for Texans in essential service professions. Provides 3% to 5% of the loan amount as either a non-repayable grant OR a forgivable second lien (forgiven over 3 years if you do not sell or refinance). Free Mortgage Credit Certificate (worth $500 to $2,000/year in federal tax credits) included. Works with FHA, VA, USDA, and conventional loans. Run by the Texas State Affordable Housing Corporation, a state-authorized nonprofit. No first-time buyer requirement.

Eligibility requirements

✓Texas resident in a qualifying profession: full-time public school teachers, teacher aides, librarians, counselors, school nurses; police officers and peace officers; firefighters (paid or volunteer); EMS personnel; corrections officers; county jailers; nursing faculty at public colleges; OR veterans of any branch. Minimum credit score 620. Income limits vary by county (typically $90,000 to $130,000+). Sales price limits vary by county. Homebuyer education course required.

How to apply

Apply directly on the official website. GrantLantern does not process applications — we link you directly to the source.

Apply at tsahc.org →

Opens the official source. GrantLantern is not affiliated with this program.

Program details sourced from official government and agency websites. Eligibility is determined by the administering agency — not GrantLantern. Verify current requirements at the official source before applying.

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