TSAHC Home Sweet Texas Home Loan Program

Administered by Texas State Affordable Housing Corporation (TSAHC) · tsahc.org

Down payment assistance and 30-year fixed rate mortgage for low and moderate income Texans who do not qualify for the Homes for Texas Heroes program. Provides 3% to 5% of the loan amount as either a non-repayable grant OR a forgivable second lien (forgiven over 3 years if you do not sell or refinance). Works with FHA, VA, USDA, and conventional loans. Available statewide through participating lenders. No first-time buyer requirement (though buyers may pair with a Mortgage Credit Certificate if they are first-time).