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Nonprofit programSmall business

Kiva U.S. Zero-Interest Microloan

Run by Kiva, a nonprofit

Crowd-funded zero-interest loans for small businesses and entrepreneurs in the US, including those with no credit history or poor credit. Unique 'social underwriting' model.

Award
Up to $15,000 at 0% interest
Deadline
Rolling
Run by
Kiva
Nonprofit

Who it's for

  • US-based business or entrepreneur
  • No minimum credit score required
  • Must demonstrate community trustworthiness (trustees + social connections)

Kiva decides who gets help.

How to apply

You apply on the program's own website. GrantLantern doesn't process applications. We link you straight to the source.

Apply at kiva.org

Opens in a new tab. GrantLantern is not affiliated with this program.

Kiva U.S. Zero-Interest Microloan is one option. What else may help?

Many households qualify for more than one program. Answer a few questions to see what else you may qualify for.

Check what I may qualify for

Free. No account needed. Your answers are never sold or shared.

Where this comes from

Details are based on the program's official information. Kiva decides who is eligible, not GrantLantern. Check current requirements on their site before you apply.

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