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Grants & Benefits for Texas Residents

Texas has 14 state-specific programs in our database, plus 20+ federal programs available to all residents. Use the free matcher to find what you personally qualify for.

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Texas-Specific Programs

Programs administered by Texas state agencies.

StateUp to $7,650/year

TEXAS Grant

Texas's need-based grant for undergraduates at public universities and colleges who complete a recommended high school program.

Deadline: Varies by school

State3%–5% of loan amount as down payment grant

Texas State Affordable Housing Corp (TSAHC) Programs

Down payment assistance grants and tax credits for low-to-moderate income Texas homebuyers. Grants do not require repayment.

Deadline: Rolling

StateLow-cost health insurance for children

Texas CHIP / Children's Medicaid

Low-cost comprehensive health coverage for uninsured Texas children under 19.

Deadline: Rolling

StateUp to $7,200/year

TEXAS Grant (Toward EXcellence, Access & Success)

Texas's main need-based grant for in-state students at public colleges and universities. One of the most generous state grant programs in the South.

Deadline: Rolling — apply via FAFSA early

State$150–$326/month cash (plus services)

Texas TANF — Temporary Assistance for Needy Families

Cash assistance for low-income Texas families with children. Texas TANF benefits are lower than most states but program includes Medicaid, childcare, and employment services.

Deadline: Rolling

StateLow-cost health coverage ($0–$50/month)

Texas CHIP — Children's Health Insurance Program

Low-cost health insurance for Texas children in families that earn too much for Medicaid but can't afford private insurance. Covers doctor visits, prescriptions, dental, and vision.

Deadline: Rolling

StateAverage $400–$700 per household

Texas LIHEAP / CEAP Energy Assistance

Texas LIHEAP and Comprehensive Energy Assistance Program help pay electric and gas bills. Critical in Texas where summer cooling costs can be extreme.

Deadline: Seasonal — critical in summer for cooling

StateUp to $45,000 in home repairs

Texas HOME & CDBG Housing Repair Programs

Federal HOME and CDBG funds administered through Texas cities and counties for home repair, rehabilitation, and accessibility modifications for low-income homeowners.

Deadline: Rolling — competitive, varies by city

StateVaries — grants, loans, and tax incentives

TX Governor's Small Business Activity Center

Texas offers multiple small business support programs through the Governor's office, including the Texas Enterprise Fund, Texas Industry Clusters, and SBIR matching grants.

Deadline: Rolling

StateBelow-market loans up to $150,000 (land), $325,000 (home), $50,000 (home improvement)

TX Veterans Land Board Programs

Texas has the most generous state veterans benefits in the nation. The VLB offers below-market loans for land, homes, and home improvements exclusively for Texas veterans.

Deadline: Rolling

StateUp to 15 months of rent + utilities

TX Emergency Rent/Utility Assistance (TEAM)

Texas Emergency Assistance for Multifamily residents (TEAM) and local CARES-funded programs provide rental and utility assistance to households facing eviction or utility shutoff.

Deadline: Rolling — check local agencies

StateFull or low-cost health coverage for children and pregnant women

TX CHIP / CHIP Perinatal

Texas CHIP covers uninsured children 0–18 not eligible for Medicaid. CHIP Perinatal covers unborn children of pregnant women who don't qualify for full Medicaid.

Deadline: Rolling

StateUp to $1,800/employee for new hires, $900 for existing

TX Skills for Small Business (SSB)

Texas Skills for Small Business reimburses training costs at community/technical colleges for small TX businesses — one of the most generous workforce training subsidies in the nation.

Deadline: Rolling

State$200–$2,500 utility rebates + LIHEAP energy assistance

TX Electric Utility Rebates + LIHEAP

Texas utilities offer rebates for HVAC upgrades, insulation, and smart thermostats. Combined with federal LIHEAP, TX households can significantly reduce energy costs.

Deadline: Rolling — varies by utility

Federal Programs Available in Texas

Administered by federal agencies and available to eligible residents in all 50 states. Showing 20 of 94 federal programs — use the matcher to see all that fit your situation.

Federal$7,395/year

Federal Pell Grant

Need-based grant for undergraduate students who haven't earned a bachelor's degree. Does not need to be repaid.

Deadline: Rolling — FAFSA opens Oct 1

Federal$100–$4,000/year

Federal SEOG Grant

Supplemental grant for undergrads with exceptional financial need. Funds limited — priority to earliest FAFSA filers.

Deadline: Varies by school

Federal$4,000/year

TEACH Grant

For students planning to teach in high-need fields at low-income schools. Converts to loan if service requirement unmet.

Deadline: Rolling

FederalFull tuition + ~$1,950/mo housing

Post-9/11 GI Bill (Ch. 33)

Covers tuition at state schools plus housing allowance and book stipend for veterans who served 90+ days post-9/11.

Deadline: Rolling

FederalFree early education (≈$10,000–$14,000/child value)

Head Start Program

Federally funded comprehensive early childhood education for ages 3–5 from low-income families. Covers school readiness, health, nutrition, and family services. Early Head Start serves 0–3.

Deadline: Rolling — contact local program

Federal~$50–$100/month food benefits

WIC — Women, Infants & Children

Nutritious foods, nutrition counseling, and healthcare referrals for low-income pregnant women, new mothers, and children under 5.

Deadline: Rolling

FederalSubsidized childcare (up to $8,000/year value)

Child Care & Development Fund (CCDF)

Helps low-income working families pay for childcare. Each state administers its own version of this federal block grant.

Deadline: Rolling

FederalVaries by state ($100–$900+/month)

TANF — Temporary Assistance for Needy Families

Monthly cash assistance for low-income families with children. Each state runs its own program with different benefit levels and work requirements.

Deadline: Rolling

FederalCovers rent above 30% of income

Housing Choice Voucher (Section 8)

Federal rental assistance for low-income families, elderly, and disabled. Tenants pay 30% of income; voucher covers the rest up to a payment standard.

Deadline: Waitlist — check local HA

FederalUp to $10,000 grant / $40,000 loan

USDA Home Repair Grants (Section 504)

Grants and loans for very low-income rural homeowners to repair homes or remove health/safety hazards.

Deadline: Rolling

Federal$300–$800/year utility help

LIHEAP Energy Assistance

Helps low-income households pay heating and cooling costs. Administered locally through Community Action Agencies.

Deadline: Rolling — varies by state

FederalUp to $275,000

SBIR Phase I Grant

Seed funding for small businesses to explore R&D feasibility for federal agencies. America's largest innovation grant program.

Deadline: Varies by agency

FederalAccess to sole-source contracts ($15B+/year)

SBA 8(a) Business Development Program

9-year mentoring and contracting program for socially and economically disadvantaged small businesses.

Deadline: Rolling

Federal5% of all federal contracting dollars

WOSB Federal Contracting Set-Asides

Federal contracts reserved for women-owned small businesses in underrepresented industries.

Deadline: Ongoing via SAM.gov

Federal3%+ of federal contract dollars

SDVOSB Contracting Set-Asides

Federal contracts reserved for service-disabled veteran-owned small businesses.

Deadline: Ongoing via SAM.gov

FederalOngoing contract vehicle — no cap

GSA Multiple Award Schedule (MAS)

Pre-approved contract vehicle allowing any federal agency to buy your commercial products/services without competitive bid.

Deadline: Rolling

FederalUp to $291/person/month

SNAP (Food Stamps)

Monthly EBT card benefits to buy food at authorized retailers. Average ~$175/person/month.

Deadline: Rolling

FederalFree HIV care, meds, support services

Ryan White HIV/AIDS Program

Medical care and support for people with HIV who lack adequate insurance coverage.

Deadline: Rolling

FederalUp to $3,200/year in tax credits

IRA Home Efficiency Tax Credits (25C/25D)

30% federal tax credits for insulation, windows, heat pumps, and solar panels.

Deadline: Through 2032

FederalAverage $5,000 in free home improvements

Weatherization Assistance Program (WAP)

Free insulation, air sealing, HVAC repair, and energy-efficient upgrades for low-income households.

Deadline: Rolling

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